For almost 40 years, Oney has been a partner of the transformation of commerce. With our thousands of partner merchants and talents, we give everyone the opportunity to improve their daily lives and consume better..

 
 

As an ally in the daily lives of consumers, we constantly analyse their expectations and listen to them to create the most appropriate payment, financing, and insurance solutions.

Several times a year, our surveys, carried out in collaboration with expert institutes, decode trends and new consumer habits.

March 2024 - 1 out of 3 French people has never been trained or made aware of budget and financial management.

Although the French are confident about managing their budgets, the day-to-day reality highlights a lack of financial education, which is vital if consumers are to be made aware of and trained in how to manage their budgets, and if they are to avoid situations of financial fragility, cope with life’s unexpected events and live their consumer lives with greater peace of mind.

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February 2024 - Consumption: more than 2 out of 3 French people still intend to restrict themselves before considering "pleasure purchases".

Although the trend is improving slightly compared to the last surveys carried out on this subject, the French still feel obliged to restrict and adapt their daily spending in order to continue to indulge themselves.

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2023 - The circular economy: a weapon in the fight against falling purchasing power in Europe

The European see the use of goods from the circular economy as more than a civic conviction, but rather as a new way of managing their budget more effectively. This keen interest, motivated by the search for the best price, will help to establish more responsible consumer behaviour, which can only take hold if retailers are attentive to three priority expectations: price, quality and sustainability.

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October 2022 - Budgetary arbitration and financing of purchases by the end of 2022

The inflationary context is leading to budgetary arbitrages on a large number of consumer goods. The use of credit to finance consumption on a one-off basis has become common practice, and split payments are expected to be a very popular solution by the end of the year. While consumers trust credit organisations, they remain vigilant about the use of credit.

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June 2022 - Boom of the second-hand market in Europe

It is a certainty: Europeans have become attentive to responsible consumption. In this fundamental movement, the durability of products will become an essential criterion in 2022, as well as price, driven by the economic context. The second-hand market has gained 50% in popularity in one year and 1 in 2 Europeans would like to buy even more this year. To accelerate this trend, price, trust and associated services, particularly in terms of payment, are the key levers.

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April 2022 - Budget management and purchasing power

Consumers are cautious and thrifty in 2022. They are very attentive to their budget management and are looking for solutions to better control it on a daily basis. In this context, payment in instalments is gaining ground and is becoming an important budget management tool.

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