Our Activities

Oney offers payment and financing solutions tailored to the specific needs of our partners and customers.

With bank cards, mobile and biometric payments, payment by ANPR, split payment, personal loans, revolving loans, specific purpose loans, and more, we cover the whole range of payment and financing solutions to meet the needs of our customers, assist them in their daily lives, and make their projects a reality.

Actioning innovation to create a smooth and memorable shopping experience.

At Oney, we are committed to innovation. The 3x 4x Oney and Automatric solutions are the proof!

3x 4x oney logo

3x 4x oney

3x 4x Oney is a simple credit card payment solution: fast, convenient and secure.

Precursors of split payment in 3 or 4 times and leader in France, our omnichannel solution, the 3x 4x Oney is available both online and in store. The 3x 4x Oney is also usable in CtoC and Marketplace. The solution has also been integrated by new Payment Service Platforms (PSPs) such as Adyen, the solution being able to adapt to all PSPs. Our 100% digital and secure solution is already available in 7 countries: France, Spain, Italy, Portugal, Belgium, Germany and Romania.

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Our ambition ? Becoming the Europan leader in split payment.

Our fully digital and secure solution is already available in 7 countries: France, Spain, Italy, Portugal, Belgium, Germany and Romania.

Innovation is critical to our growth and to creating the future of shopping, to ensure a smoother and more memorable purchasing experience.

"In our group, innovation is the result of a collaborative approach that brings together our Talents, our partners, startups, and key players in the field of innovation. By stimulating curiosity and encouraging initiative, we can create an environment conducive to open innovation right across the group, with a spirit of community and co-creation."