This website stores cookies on your computer. These cookies are used to collect information about how you interact with our website and allow us to remember you. We use this information to improve and personalize your browsing experience, as well as for analysis and metrics about our visitors both on this website and in other media.
1. What is a cookie?
A cookie is a small text file placed on your terminal (computer, tablet, smartphone…) when you visit a website. It allows its issuer to identify the terminal in which it is stored, for the duration of validity of the cookie concerned. Only the issuer of the cookie is likely to read or modify the information contained therein.
2. What types of cookies/trackers are issued on our site?
Cookies, and similar technologies such as trackers, are placed on the Oney website to improve your experience. They give Oney information about your browsing preferences. This allows Oney to store information for your convenience when browsing the website, such as login details, pages viewed, etc. As a result, they facilitate access to the website by improving the fluidity of navigation.
Cookies and similar technologies are also used for advertising purposes and for audience research and statistics. The advertisements are then adapted according to your needs and preferences. You are able to oppose them and deactivate them at any time.
Some cookies and tracers are essential to the proper functioning of the website because they allow the detection and correction of bugs and optimize your browsing experience. You will therefore not be able to object to these cookies and trackers.
The cookies and trackers issued on our site are used for the purposes described below.
2.1 Cookies and trackers necessary for the operation of the site
These are cookies that are essential for browsing our site (such as session identifiers) that allow you to use the main features of the site and to secure your connection.
2.2 Audience analysis cookies
Our site uses tracers (in particular the Piano Analytics tracer Hotjar) in order to measure the audience of our services (the statistics may be, for example: the number of visits, pages consulted, time spent on the site, the region of connection, the type of device and browser used, etc.).
In accordance with Article 82 of the French Data Protection Act, supplemented by the CNIL deliberation n°2020-091 of September 17, 2020, these cookies may, under certain conditions, fall into the category of cookies strictly necessary for the operation of our services and benefit from an exemption from consent.
Thus, by consenting to the audience measurement cookies subject to consent, you allow us to measure the audience of the content present on the website or application used via these various tracers and to improve the operation of the website or application based on navigation and profile data concerning you. These cookies allow us to establish enriched statistics, audience tracking, global tracking of your navigation in order to identify possible malfunctions of the site, improvements to be made and to measure the performance of our marketing campaigns.
These cookies may also allow us to measure the audience of our electronic communications and to have information on the reception and opening of our mailings. This data may be cross-checked with Oney’s customer database in order to carry out studies and analyses of our subscription processes and your browsing behaviour. In the context of these tracers, the data collected with the digital identifier of the tracer is :
– Browsing data (pages visited, products viewed, clicks made);
– Technical data (IP address, type of device: desktop or mobile or tablet, browser used);
– Data related to traffic sources;
– Data relating to IDs that allow you to be identified, such as your internal customer account number;
– Subscription data (amount, product category, file number);
We only share aggregated statistical data with our merchant partners.
The data used by the Piano Analytics audience measurement cookie configured in consent-exempt mode only allows for the anonymous production of statistics, traffic volumes and use of the various elements of our site (content visited, path …) for the legitimate interests of Oney to improve the ergonomics, performance and interest of our site as well as to facilitate your browsing by organizing the content and detecting navigation problems. They are not cross-referenced with other processing, are not transmitted to third parties and do not allow for the global tracking of your navigation.
This use is exempted from the collection of your consent in accordance with the provisions of Article 5 of the CNIL deliberation n°2020-091 of September 17, 2020 because these cookies are strictly necessary for the functioning and the current administration operations of the website and the conditions of exemption of the CNIL are respected. For more information on this exemption, you can consult the CNIL website https://www.cnil.fr/fr/cookies-et-autres-traceurs/regles/cookies-solutions-pour-les-outils-de-mesure-daudience
2.3 Advertising cookies
These are cookies that allow us to better understand your interests, particularly in relation to your visit to our site. They are used to send you personalized advertisements, adapted to your expectations when you access a third-party site containing advertising spaces broadcasting one of our advertisements, to send you this advertisement which can be sent to you via the recognition of one of our cookies that we would have previously placed on your browser. These cookies may be set by our technical service providers and used by them.
They are also used to limit the number of times an advertisement is shown to you and to help us measure the effectiveness of an advertising campaign.
You may refuse the placement of these advertising cookies without any impact on the use of our site. However, refusing them will not stop advertising on our site, but the advertising displayed will not reflect your interests or preferences.
2.4 Personalization cookies
Personalization cookies allow us to offer you an experience on the website that best matches your expectations and profile, and to personalize content. These cookies allow us to measure your level of engagement with their content and provide you with personalized content.
Cookies and others trackers chosen by Oney
|Name of the partner
|AT Internet (Piano Analytics)
|Our audience measurement allows us to measure the audience of our sites, which is useful information for improving the site.
Audience measurement cookies are used to analyse the pages of the site consulted and enable the Bank to establish anonymous statistics of its frequentation. In accordance with national legislation, the use of these cookies is exempt from the requirement to obtain your consent in accordance with the provisions of article 5 of CNIL deliberation no. 2020-091 of 17 September 2020.
However, as part of a so-called hybrid solution and subject to your consent, these cookies will be subject to additional settings. These cookies allow us, for example, to establish statistics for monitoring browsing through your various terminals.
|Name of the cookies
|Name of the partner
|Technology / Advertising / Customisation
|Tealium is an enterprise tag management solution that enables marketers to deploy technologies faster and make decisions based on the data collected, while respecting users’ privacy requirements.
|Name of the cookies
|Name of the partner
|User journey analysis
|Cookie allowing the tracking of user paths by following the click zones.
|Name of the cookies
|User session path analysis: 365 days
User ID analysis: 30 minutes
How to set your choices about cookies and trackers?
4.1 Concerning analytical and advertising cookies issued by Oney :
To modify your preferences concerning cookies, go to the top of the page!
4.2 Concerning cookies issued by third parties:
You can object to the deposit of cookies by third parties by going directly to the corresponding pages listed in the table above.
4.3 Concerning all cookies :
You can set the parameters for the deposit of cookies via your Internet browser. The settings made in this way can also be changed at any time.
Depending on the type of browser, you have the following options: to accept or reject cookies of any origin or of a given source, or to program the display of a message asking for your agreement each time a cookie is deposited on your terminal. To express or revoke your choices, please refer to the help menu or the dedicated section of your browser. As an example:
Internet Explorer™ :http://windows.microsoft.com/fr-FR/windows-vista/Block-or-allow-cookies
Please note: Cookies improve your browsing experience on our site and are essential for accessing certain secure areas. If you decide to block all cookies through your web browser, you will only be able to visit the public part of our site and will not be able to access your secure customer area.
To find out more about how to configure your browser software, we invite you to consult the website of the French National Commission for Information Technology and Civil Liberties: https://www.cnil.fr/fr/cookies-les-outils-pour-les-maitriser.
4.4 Managing cookies via inter-professional opposition platforms
Several platforms of advertising professionals also offer you the possibility of refusing or accepting cookies used by the companies that are members of them.
These centralised mechanisms do not block the display of advertisements, but only prevent the installation of cookies that allow advertisements to be adapted to your interests and behaviour.
For example, you can log on to the www.youronlinechoices.com site to prevent the installation of these cookies on your terminal equipment. This site is proposed by the digital advertising professionals grouped together within the European Digital Advertising Alliance (EDAA) and managed in France by the Interactive Advertising Bureau France.
You will be able to find out which companies are registered on this platform and which offer you the possibility of refusing or accepting the cookies they use to adapt the advertisements likely to be displayed on your browser, depending on the data they collect: www.youronlinechoices.com/fr/controler-ses-cookies.
This European platform is shared by hundreds of Internet advertising professionals and constitutes a centralised interface allowing you to express your refusal or acceptance of cookies as specified above.
5. Sharing the use of your terminal with other people
We draw your attention to the fact that if you use different terminals to access our site (smartphone, tablet, computer, etc.), your preferences must be set on each of them.
If your terminal is used by more than one person, and where the same terminal has more than one browser, we cannot be certain that the services and advertisements directed to your terminal equipment correspond to your own use of that terminal equipment and not to that of another user of that terminal equipment.
Sharing your use of your terminal equipment with others and configuring your browser settings with respect to cookies is your free choice and responsibility.
When you first visit our site, you will be offered the opportunity to accept or refuse the use of certain cookies.
Similarly, when you accept the deposit of cookies, a consent cookie is set.
The refusal or consent cookies must remain on your terminal equipment. You can change your choices at any time by clicking here.
The validity period of the consent given for cookies/trackers subject to consent is 6 months.
7. Protection of personal data
Cookies and other third-party trackers on the Site are set by external processors who may, if you accept these cookies, process personal data about you.
Personal data collected via cookies is never kept longer than necessary to achieve the purpose of the cookie or tracker and, in any case, no longer than 13 months.