Score & Secure Payment (SSP), a major player in French fintech, acting across the entire payment value chain, today unveils its partnership with Oney, an international bank expert in payment, financing and payment solutions. insurance and French leader in fractional payment. This alliance is in line with the strategy of FinTech, which has been pursuing a policy of active collaboration with innovative players for several months now to enhance its DPA payment platform, notably by integrating a payment solution in several installments.
In a context of a global crisis where improving the consumer’s purchasing path is the focus of companies’ concerns, split payment solutions are proving to be real levers of recovery and growth for companies. According to a study by Oney, 19% of Europeans pay in installments at least once a month. In addition, the split payment method becomes for 72% of them the purchase trigger. This partnership therefore responds to a real demand of which the PSA group is the first beneficiary. From 2021, customers of Peugeot, Citroën and Opel workshops will be able to benefit from a split payment solution by bank account and by bank card in the coming months in France and in several European countries.
A complete and integrate offer to improve the customer offer
Up to now, Score & Secure Payment offered its customers a global collection solution called DPA, Dynamic Payments Acceptance, allowing cash, split or deferred payments to be offered by direct debit and transfer (via SAFEDEBIT, the solution pioneer on account-to-account payment) or by cash bank card. To complete its offer and respond to new consumer uses, Oney’s solution enriches SSP’s DPA offer, in order to offer split payment in 3 or 4 installments by bank card including a payment guarantee for the merchant.
Creator of the first split payment solution in France 11 years ago, Oney offers a solution allowing payment by bank card in 3 or 4 installments, as simply as cash payment by bank card. With experience with more than 500 (e) merchants in all consumer sectors, the solution offered by Oney guarantees customers a fast, secure payment and finding an answer to manage their budget in an agile way. For merchants, Oney guarantees payment and an acceptance rate close to that of a cash payment, ensuring optimal sales conversion.
By integrating this new service into its purchasing journey, the two partners meet the expectations of consumers in a period of strain on household budgets and offer merchants a complete payment offer. This payment solution is considered by customers as an essential service in the same way as after-sales service or delivery. This partnership was born following a call for tenders issued by PSA, which wanted to have a complete offer including split payment by credit card. This is how SSP was able to further distinguish its value proposition with a range of “full service” options for the customer.
“Our DPA solution is now enriched with the addition of the know-how and innovative services of the Oney offer.” says Jérôme Duclos, Sales and Marketing Director at SSP “Our conviction today is to be able to offer our customers all means of split payments, whether by direct debit, initiated transfer, wallet or bank card. This partnership also allows us to respond to multiple use cases in the B to C universe. The watchwords are dematerialization, simplicity and of course security. ” he adds.
Split payment, the “must have” pf purchasing path in 2021
SSP & Oney en sont convaincus, le paiement fractionné est le “must have” du parcours d’achat. Les deux partenaires ont comme ADN commun, la dématérialisation des achats et du commerce avec la volonté de disrupter et simplifier les usages selon une étude OpinionWay/Oney de novembre 2020, 62% des Français attendent plus de services digitaux et 48% souhaitent davantage recourir à des solutions de paiement et de financement pour effectuer leurs achats ou réaliser leurs projets en 2021.
« Je suis fière d’initier ce partenariat avec une fintech comme SSP. Il illustre notre ambition de proposer de manière universelle notre solution de paiement fractionné pour tous les univers de consommation, pour tous les canaux de vente, et accompagner ainsi le développement des commerçants et e-commerçants en France et en Europe. » déclare Corinne Hochart, Directrice Générale de Oney France.
About SSP
Leader in its market, Score & Secure Payment (SSP) is a French fintech that works in the creation, security and guarantee of means of payment. We provide innovative solutions to respond to changes in the subscription and payment process for end customers, in-store and online. More than 10,000 “merchant” customers (Retail, BtoB, Leisure, Mass Distribution) entrust us with more than 4 billion euros in payments to be secured each year. Our ambition is clear: to make online payment simple, accessible and secure. We manage all the technological and regulatory aspects to accept online payments, whether by credit card, check or bank account, and allow our customers to focus on growing their business.
Find out more: www.sspayment.com
And follow Score & Secure Payment on Twitter: @ScoreSecurePayment and LinkedIn.
About Oney :
Who are we? We are a bank with a difference, with our origins in business. We use our unique positioning and our expertise developed over more than 35 years to design innovative payment solutions and financial services. Our talented team of 2,600 people worldwide offer a new take on banking, in favour of a more human relationship, with a mission to “give everyone the freedom to be themselves and to take action”. With our 500 retail and e-commerce partners, we help over 7.7 million customers in Europe turn their projects into a reality by providing memorable shopping experiences both in-store and online. Since 22 October 2019, we have had two shareholders: BPCE for a share of 50.1% and Auchan Holding with 49.9%.
Find our annual report online at http://oney-ra-2019.com/fr/index.php
Foind out more : www.oney.com
Press Contact
Oney – Agence OmnicomPR Group
Emmanuelle Burney 06 74 10 93 70 emmanuelle.burney@omnicomprgroup.com
SSP – La Nouvelle Agence
Siriane Bajot 06 59 00 08 35
siriane@lanouvelle-agence.com