Information provided by the Banque Accord website

1. The content of the Banque Accord website is provided for the purposes of information only. The user hereby agrees to and accepts full responsibility for his or her actions and the consequences thereof, and Banque Accord shall not be held liable for the user's actions and/or the consequences thereof.
2. Any information provided by the Banque Accord is the property of Banque Accord and will not be used by the user for any purpose whatsoever other than for that of his or her own personal and individual information. The user may download and print the pages of the Banque Accord web site only for the purposes of his or her own personal information and use. The user shall not under any circumstances whatsoever modify, copy, reproduce, in part or in whole, publically broadcast , transmit or distribute either electronically or by any other means whatsoever, in particular for commercial purposes, any information provided by the Banque Accord without the prior written permission of Banque Accord.
3. The user hereby expressly accepts responsibility for taking all necessary precautions and measures to protect himself or herself from viruses or any other harmful elements which may be present on the Banque Accord website, in particular when downloading or selecting pages of the site.

These terms and conditions of use shall be governed by and construed in accordance with the laws of France. Any action at law arising out of or relating to these terms and conditions of use shall be filed exclusively in the French courts under the jurisdiction of the Roubaix-Tourcoing trades tribunal (Tribunal de commerce de Roubaix - Tourcoing.)

Privacy

1. Banque Accord is bound by professional secrecy. Banque Accord personnel are legally bound to protect and withhold any confidential information of which they may have knowledge. Nevertheless, where the law makes provision for this, professional secrecy cannot be grounds for withholding information from persons or official bodies concerned by these legal provisions, namely tax authorities, customs, and public authorities.
2. The user hereby expressly authorises Banque Accord to electronically record and store any private data collected by means of the Banque Accord website, and to make use of such data to satisfy its legal and regulatory obligations.
3. Moreover, the user hereby expressly authorises Banque Accord to use such data for the purposes of the internal management of Banque Accord, of the user, of their agents, trustees, assignees, suppliers and subcontractors, as well as for the purposes of the promotion or marketing to the user of Banque Accord's financial products and services.
4. In accordance with the law of the 6th of January 1978 with regard to civil liberties and the electronic storage and retrieval of information, the user shall be entitled to have access to and to rectify personal data by contacting Banque Accord - Service Consommateurs - BP 6, 59895 Lille Cedex 9, France

Liability

1. With the exception of direct material prejudice, Banque accord shall not in any way be held liable for any consequential damages, loss, or financial prejudice resulting from the user's misuse of or inability to use the Banque Accord web site. This exclusion covers namely, but not exclusively, loss of opportunity and any other immaterial prejudice which may result from the impossibility of attending a General Assembly.
2. Banque Accord shall be held liable for any direct material prejudice, hereby excluding any other form of prejudice, only if it is proven that the aforementioned prejudice is the responsibility of Banque Accord.
3. Banque Accord shall not be held responsible for any interruption of the service due to problems relating to the transfer of data or to the user's computer system, or for any other technical fault.
4. The Banque Accord web site contains hypertext links to partner websites. Banque Accord disclaims any responsibility for the materials contained in any web sites to which this site contains links, for any modifications which may be made to them, for their conditions of use, or for the non-availability of such sites.

Interruption of the service

1. Banque Accord shall in no way whatsoever be held responsible for the consequences of any interruption of the service for whatever reason.
2. Banque Accord reserves the right, at its convenience, to interrupt the whole or any part of the Banque Accord web site and the services associated with it, for whatever reason, without any obligation to justify such interruption, and shall not be held liable for the consequences of such interruptions.
3. The user may contact the Consumer Services of the Banque Accord 24 hours a day, seven days a week, via our voice server at (France) 08 92 68 13 00 (call charged at 0,34 € per minute minute, tax included).

Modification of the General Conditions of Use

Due to the likelihood of extensions and improvements to Consumer Services, Banque Accord reserves the right to adapt or to modify at any time the scope of the services made available via the Banque Accord web site.